Skip to content

Finance

Most Canadians don’t understand mortgage stress test: TD poll

Most Canadians don’t understand mortgage stress test: TD poll

Survey released as TD economists tell clients that the government should consider relaxing mortgage qualification rules
Fixed mortgage rates to drop this year: forecast

Fixed mortgage rates to drop this year: forecast

Variable rates to hold steady but fixed rate mortgages likely to drop, according to B.C. Real Estate Association

Feds’ mortgage policies ‘deny homeownership’ to young Canadians: report

Measures such as mortgage stress test are “at cross purposes” with federal promises to support the middle class, asserts Mortgage Professionals of Canada
Time to soften – or scrap – one-year-old mortgage stress test, says building industry

Time to soften – or scrap – one-year-old mortgage stress test, says building industry

Measure has already done its job of cooling housing market, and rising interest rates means it’s going too far, argue builders
Goodwill demystified: factoring in an intangible asset

Goodwill demystified: factoring in an intangible asset

The rationalizing of a goodwill premium by the seller and the buyer of a business requires careful consideration
Canada Revenue Agency recruited to help fight mortgage fraud

Canada Revenue Agency recruited to help fight mortgage fraud

Lenders would have direct access to an applicant’s tax data for the first time in Canada
Pooling funds can deliver startling real estate returns

Pooling funds can deliver startling real estate returns

Vehicles like investment syndicates and limited partnerships have delivered substantial real estate yields to participants, with minimum buy-ins from $25,000
Investing in alternative mortgage lending: risks and rewards

Investing in alternative mortgage lending: risks and rewards

Potential returns can top 10 per cent, but there is often a good reason the borrower can’t get loans from a conventional bank

Latest interest rate hike exposes hard truth in mortgage market

You don't have to be an economist to know rising interest rates will hurt a lot of Canadians, says strategist Robert McGarvey
Limited partnerships: pooled leverage offers investors an edge

Limited partnerships: pooled leverage offers investors an edge

A limited partnership or syndicate can be profitable, but the organizer must have strong real estate experience to make it work for all investors